---
listing_id: ML82055371
status: Active
price: 997000
beds: 5
baths_full: 3
baths_half: 1
sqft_living: 1425
sqft_lot: 7500
lot_acres: 
year_built: 1947
property_type: Residential
property_subtype: Single Family Residence
address: "16640 Los Banos St"
city: San Leandro
state: CA
zip: 94578
county: "Alameda County"
lat: 37.695584
lng: -122.106373
days_on_market: 46
hoa_fee: 
hoa_frequency: 
garage_spaces: 0
list_agent: "Phil Roza"
list_office: "eXp Realty of California Inc"
list_agent_phone: "(510) 823-5788"
list_agent_license: 02163941
mls_source: MLSL
modified: 2026-09-08
transaction_type: buy
---

Home | Alameda County | San Leandro | 94578 | 16640 Los Banos St

16640 Los Banos St, San Leandro, CA 94578

MLS: ML82055371 | Status: Active | Price: $997,000
Beds/Baths: 5 / 3 /1
Property Type: Residential

Quick Facts

Beds Baths Sq Ft Sq Ft Lot Yr Built
5 3 /1 1,425 7,500 1947

Remarks

RARE OPPORTUNITY WITH FLEXIBLE LIVING, OUTDOOR SPACE & A 2.5% ASSUMABLE VA LOAN! This move-in-ready property offers much more than the numbers suggest. The 1,425-SF main residence features 3 bedrooms and 1.5 baths, PLUS two separate finished studio spaces (approx. 365 SF and 216 SF 2006 SF Total), each with a full bath, kitchenette and mini-split HVAC ideal for guests, extended family, offices or flexible uses. The larger studio has a successful history of short-term rental use; the smaller has been used as a long-term rental. Buyer to investigate permitted uses. Even more exceptional: a FULLY ASSUMABLE VA LOAN with an approximate $497,000 balance at just 2.5% offering a qualified buyer potential savings of approximately $1,150 per month compared with current financing. The main home blends mid-century character with updates, including PPA solar, LED lighting, tankless water heater and EV hookup. The dine-in kitchen features quartz counters, updated cabinetry, stainless appliances and a walk-in pantry. Upstairs, the loft bedroom with half bath opens to a rooftop balcony overlooking the gardens and East Bay. The 7,500-sf property offers drought-tolerant landscaping, mature fruit trees, parking and entertaining areas, plus a 1,400+ sf vista terrace with sweeping views.

MLS Listing Information

Field Value
MLS # ML82055371
MLS Source MLSListings, Inc.
Days on Site 46

Features

Interior Features

Feature Details
Bedrooms Loft Bedroom, More than One Bedroom on Ground Floor
Bathrooms Shower over Tub - 1, Full on Ground Floor
Appliances Dishwasher, Garbage Disposal, Hood Over Range, Ice Maker, Microwave, Oven Range - Gas, Refrigerator, Washer/Dryer
Dining Room Dining Area, Eat in Kitchen
Family Room Separate Family Room
Flooring Laminate
Cooling Ceiling Fan, Multi-Zone, Window/Wall Unit
Heating Gas

Exterior Features

Feature Details
Roof Composition
Foundation Concrete Perimeter
Style Tract

Parking, School, and Other Information

Feature Details
Garage/Parking Off-Street Parking, Tandem Parking, Garage: 0 Car(s)
Elementary District San Lorenzo Unified
High School District San Lorenzo Unified
Sewer Public Sewer
E.V. Hookup Electric Vehicle Hookup Level 2 (240 volts)
Water Public
Zoning R-1

Contact Information

Phil Roza
eXp Realty of California Inc
License #: 02163941
Phone: (510) 823-5788

School Ratings

School data provided by GreatSchools.org

Nearby Schools

School Type Grades Distance Rating
Edendale Middle School public 6-8 0.64 mi 1
Hillside Elementary School public K-5 0.70 mi 2
Stanton Elementary School public K-5 0.76 mi 6
Hesperian Elementary School public K-5 1.01 mi 2
Colonial Acres Elementary School public K-5 1.04 mi 2
East Bay Arts High School public 9-12 1.10 mi 3
San Lorenzo High School public 9-12 1.10 mi 3
Chabot Elementary School public K-5 1.22 mi 9
Castro Valley Elementary School public K-5 1.33 mi 6
Harder Elementary School public K-6 1.43 mi 2
Roy A. Johnson High School public 9-12 1.45 mi N/A
Castro Valley Virtual Academy public K-12 1.45 mi 5
Redwood Continuation High School public 9-12 1.45 mi 2
Alameda County Juvenile Hall/Court public K-12 1.56 mi N/A
Lorenzo Manor Elementary School public K-5 1.58 mi 4
Hayward Adult public UG 1.65 mi N/A
Brenkwitz High School public 9-12 1.69 mi 1
Cherryland Elementary School public K-6 1.69 mi 3
Castro Valley High School public 9-12 1.78 mi 9
Royal Sunset (Continuation) School public 7-12 1.86 mi 1

Nearby Homes

Address Price Beds Baths Sq Ft Status
824 Moraga Dr $870,000 3 2 1,114 Active
1078 via Enrico $825,000 3 2 1,348 Active
16829 Daryl Ave $869,000 5 2 2,002 Active
22590 Norwood Dr $899,950 3 2 1,560 Active

Disclosures

©2026 MLSListings Inc. All rights reserved. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information provided is for personal, non-commercial use by the viewer and may not be redistributed without explicit authorization from MLSListings Inc.

Presently MLSListings.com displays Active, Contingent, Pending, and Recently Sold listings. Recently Sold listings are properties which were sold within the last three years. After that period listings are no longer displayed in MLSListings.com. Pending listings are properties under contract and no longer available for sale. Contingent listings are properties where there is an accepted offer, and seller may be seeking back-up offers. Active listings are available for sale.

This listing information is up-to-date as of September 08, 2026. For the most current information, please contact Phil Roza, (510) 823-5788.