---
listing_id: ML82044909
status: Active
price: 1178000
beds: 4
baths_full: 2
baths_half: 0
sqft_living: 1474
sqft_lot: 4352
lot_acres: 
year_built: 1955
property_type: Residential
property_subtype: Single Family Residence
address: "1120 Locust St"
city: San Jose
state: CA
zip: 95110
county: "Santa Clara County"
lat: 37.316193
lng: -121.882462
days_on_market: 1
hoa_fee: 
hoa_frequency: 
garage_spaces: 2
list_agent: "Robert Garcia"
list_office: "Acquire Inc."
list_agent_phone: "(408) 455-4007"
list_agent_license: 01408257
mls_source: MLSL
modified: 2026-04-28
transaction_type: buy
---

Home | Santa Clara County | San Jose | 95110 | 1120 Locust St

1120 Locust St, San Jose, CA 95110

MLS: ML82044909 | Status: Active | Price: $1,178,000
Beds/Baths: 4 / 2
Property Type: Residential

Quick Facts

Beds Baths Sq Ft Sq Ft Lot Yr Built
4 2 1,474 4,352 1955

Remarks

A rare opportunity to secure a low rate assumable FHA loan (buyer must qualify) and step into a versatile 2unit property, each offering a well designed 2bed/1bath layout. This setup provides exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option for both first time buyers and long term planners. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with longterm upside, this home delivers meaningful value in todays market especially with the advantage of a belowmarket assumable rate.

MLS Listing Information

Field Value
MLS # ML82044909
MLS Source MLSListings, Inc.
Days on Site 1

Features

Interior Features

Feature Details
Dining Room Eat in Kitchen
Family Room Separate Family Room
Flooring Laminate
Cooling None
Heating Other

Exterior Features

Feature Details
Roof Composition
Foundation Slab

Parking, School, and Other Information

Feature Details
Garage/Parking Attached Garage, On Street, Other, Garage: 2 Car(s)
Elementary District San Jose Unified
High School District San Jose Unified
Sewer Public Sewer
Water Public
Zoning R2

Contact Information

Robert Garcia
Acquire Inc.
License #: 01408257
Phone: (408) 455-4007

School Ratings

School data provided by GreatSchools.org

Nearby Schools

School Type Grades Distance Rating
Washington Elementary School public K-5 0.35 mi 4
Gardner Elementary School public K-5 0.81 mi 2
River Glen School public K-8 0.82 mi 8
Ernesto Galarza Elementary School public K-5 0.91 mi 3
Hammer Montessori At Galarza Elementary School public K-5 0.91 mi 10
Lowell Elementary School public K-5 0.96 mi 2
Willow Glen Elementary School public K-5 1.24 mi 5
Horace Mann Elementary School public K-5 1.62 mi 3
Selma Olinder Elementary School public K-5 1.73 mi 4
Robert F. Kennedy Elementary School public K-6 1.80 mi 5
Franklin Elementary School public K-6 1.86 mi 5
McKinley Elementary School public K-6 1.88 mi 4
College Connection Academy public 7-8 1.88 mi 10
Yerba Buena High School public 9-12 1.88 mi 7
Shirakawa (George, Sr.) Elementary School public K-8 1.89 mi 5
Willow Glen Middle School public 6-8 1.97 mi 5
Willow Glen High School public 9-12 2.00 mi 8
Bridges Academy public 7-8 2.10 mi 2
Santee Elementary School public K-6 2.14 mi 4
Canoas Elementary School public K-5 2.25 mi 5

Nearby Homes

Address Price Beds Baths Sq Ft Status
143 N Almaden Blvd $1,199,000 3 2 1,001 Active
576 Mekler Dr $1,050,000 3 2 1,180 Contingent
520 Atlanta Ave $1,345,000 2 1 1,372 Active
1556 Little Orchard St $1,149,999 3 2 1,250 Active
951 S 9th St $1,000,000 2 1 1,316 Active

Disclosures

©2026 MLSListings Inc. All rights reserved. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information provided is for personal, non-commercial use by the viewer and may not be redistributed without explicit authorization from MLSListings Inc.

Presently MLSListings.com displays Active, Contingent, Pending, and Recently Sold listings. Recently Sold listings are properties which were sold within the last three years. After that period listings are no longer displayed in MLSListings.com. Pending listings are properties under contract and no longer available for sale. Contingent listings are properties where there is an accepted offer, and seller may be seeking back-up offers. Active listings are available for sale.

This listing information is up-to-date as of April 28, 2026. For the most current information, please contact Robert Garcia, (408) 455-4007.